Our baby budget planner takes you through the essentials to budget for when welcoming a newborn into your family.

If you’re expecting a new child this year, congrats! Welcoming a new member to your family is an exciting moment. Nothing can compare to the feeling of holding your little bundle of joy. With anticipation in the air, it’s important to budget for all the essential items your baby will need upon arrival, and as they grow.

While the process can seem overwhelming, we have narrowed down a list of essentials to make budgeting easier and relieve stress. These items range from one-time purchases to items your child needs monthly and weekly. With our help, you’ll know what to budget before the big day arrives.

Table of Contents

One-time purchases:

  1. Baby bassinet
  2. Baby crib
  3. Stroller
  4. Car seat
  5. Baby carrier

Monthly purchases:

  1. Baby bottle and pacifier
  2. Baby sleepwear

Weekly purchases:

  1. Diapers
  2. Baby formula
  3. Baby wipes

One-time purchases

Bily-Rocking-BassinetAfter bringing your newborn baby home, there’s a good chance you’ll want your baby to sleep near your bed. The Bily Rocking Bassinet is a compact and secure bassinet that you can lay your baby in while catching up on sleep—you deserve it!

Since newborns need to feed often, your baby will likely sleep in short bursts. This comfortable bassinet is great for short naps or longer baby sleeps.

For your convenience, there is a large basket attached to the bottom you can fill with essential items like sleepwear or towels. The bassinet also has retractable casters enabling you to gently rock your child to sleep. Built-in soothing vibrations and gentle music are the cherry on top!

Storkcraft-Pacific-4-in-1-Convertible-Crib-&-ChangerAs time goes on, you’ll feel more comfortable with the idea of your baby sleeping in their own room. The Storkcraft Pacific 4-in-1 Convertible Crib & Changer has everything you need in one unit.

Combining a simple, yet spacious sleeping space for your baby, and an attached changing station, this crib keeps your child comfortable and secure. Plus, you won’t have to run between crib and changing station—everybody wins! The changing station has two large shelves to load all your diapers and wipes into one convenient location.


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Cosco-Flash-StrollerOnce your baby is ready to take on the world, it’s time to start thinking about getting a comfortable stroller! As a parent, you’ll frequently need to do errands outside your home. The Cosco Flash Stroller provides everything you need to multitask and ensure the safety of your child.

This stroller comes in a lightweight, collapsible build, and attached canopy to block out the sun. The Flash Stroller has a large storage area on the bottom and cupholders for both you and your baby. Your child can ride in style, and you no longer have to practice your juggling routine while shopping.

Cosco-Light-N-Comfy-Infant-Car-SeatOne of the essential items every expecting family needs is a car seat for their baby. From that first ride home from the hospital to each adventure that follows, safety and security are important.

The Cosco Light N Comfy Infant Car Seat has several protection features to keep your baby secure. With its side impact protection and five-point harness, you can rest assured that the baby-on-board is comfortable and safe. With all this protection, you’d expect the seat to be on the heavy side but that’s not the case. The Light N Comfy gets its name by only weighing 6.4lbs!

Infantino’s-Flip-Advanced-4-in-1-Convertible-CarrierThe simpler and arguably more convenient method of carrying your newborn around during the first few months is a baby carrier. Infantino’s Flip Advanced 4-in-1 Convertible Carrier has designed their carrier so your baby can cuddle up against your chest or look out onto the exciting world in front of them. You can also carry your baby on your back.

This carrier is ergonomically built and helps take the weight off your shoulders (both figuratively and literally) through its supportive waist strap. Padded straps and a head-support pad are built-in, so both you and your child are comfy and happy!

Monthly Purchases

Avent-Classic-Slow-Flow-BottlesNewborn babies can be a bit fussy. To help calm your baby down, feeding them or giving them something to suck on often may soothe the cries. Baby bottles and pacifiers are key household items you’ll need. Both items should be simple and easy to clean. Beyond that, bottles and pacifiers should be BPA-free.

Keep in mind that some newborns are picky with the shape of the nipple, or firmness of the plastic. Be prepared to experiment with different bottles or soothers until you find the perfect one. I recommend the Avent Classic Slow Flow Bottles based on its anti-colic system proven to reduce colic. It’s also quick to assemble, and easy to clean. As for pacifiers, the Philips Avent Green Soothie Baby Pacifier is a great choice. It’s BPA-free and features hospital-grade silicone.

the-George-Baby-Unisex-Cotton-SleeperNewborn babies can sleep a lot! So, you may want to hold off from buying some formal wear for the time being. Instead, something low maintenance and comfortable is usually the best way to go.

A perfect example of comfortable sleepwear is the George Baby Unisex Cotton Sleeper set. The one-piece sleeper set is made from warm, 100% cotton. This set is machine-wash safe and has an easy-to-use zipper for your convenience.

Weekly purchases

Pampers-Swaddlers-SensitiveFollowing every feed, you can expect—you guessed it—another dirty diaper. The realization you can never have enough diapers will come quickly, so it’s best to prepare ahead of time. Packs of diapers range in unit count, and buying in bulk generally saves you money in the long run.

Diaper selection is usually cut and dry (pun intended) but some babies have sensitive skin and may benefit from diapers like Pampers Swaddlers Sensitive. Otherwise, a standard set of Pampers Swaddlers will keep your baby happy.

NESTLÉ-Good-START-with-PRO-BLENDFormula is another daily necessity for some new families. With essential proteins and fats, baby formula will help develop your baby and keep them full. NESTLÉ Good START with PRO-BLEND is a great option that requires no extra hassle.

Some formulas target specific vitamins and nutrients your child may need over others. Depending on your newborn’s needs, double check the ingredients list to ensure you are purchasing the best for your baby.

Pampers-Sensitive-wipesFinally, the last item no parent wants to run out of is baby wipes. Nothing is handier for cleaning up those messes than easy-to-use baby wipes. Once again, Pampers comes through with their selection of wipes.

Built for sensitive skin, Pampers Sensitive wipes are perfume and alcohol-free. Now, your baby will be clean as a whistle, and you can rest easy knowing every diaper change will be a little easier.

We hope that with our family budget planner, you are more confident knowing what to expect as you count down the days until your newborn arrives!

See Also: Hospital Bag Checklist: For Mom and Baby

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